Q. I shopped around and found a lease company with a lower monthly payment. Before I sign on the dotted line, is there anything else I should consider?

A. Absolutely. The monthly payment is only a small part of your financing arrangement.  

Let Professional Solutions review your contract before you sign. We'll look for fees such as security deposits, documentation fees and termination fees, requiring advance payments and prepayment penalties.

When you work with Professional Solutions, we’ll make sure you’re getting a good rate and favorable contract terms.

Q. Do you charge a security deposit?

A. No.

Q. What if I want to pay off my lease early?

A. We'll be happy to work with you whenever you are ready to pay off your lease ... even if it's early.

Q. Will I be able to choose my equipment supplier?

A. Yes. And if you like, Professional Solutions will work directly with your equipment supplier on all administrative issues associated with your financing.  When you buy or lease through Professional Solutions, you can make sure you're getting a good rate and no hidden fees or undisclosed service charges.

Q. How can I determine what type of lease or loan is best for me?

A. Call 1-800-970-5060, ext. 5802 and talk to one of our Lease and Loan Consultants. These experts will explain your options and help you determine the best solution for your needs.

Q. How do I request financing?

A. Just click on the Express Request button. You can quickly request financing via our convenient online form. If you’re purchasing a larger piece of equipment or want more personalized service, just call our Lease and Loan Hotline at 1-800-970-5060, ext. 5802.

Q. Is your web site secure?

A. Professional Solutions uses 128-bit encryption, as well as other precautions to protect any information you submit to us through our website.

Q. Can anyone from my business request financing on my behalf?

A. Yes, although you are required to sign the actual lease agreement.

Q. Is there a limit on the number of leases I can hold?

A. No. As a matter of fact, the process becomes even faster with each lease you take out. With Professional Solutions' simplified Express Request, there’s very little paperwork – any future leases you take out call for even less.

Q. What happens after I’m approved?

A. A Lease and Loan Consultant will be assigned to personally oversee all aspects of your account. He or she will call you.

Q. What if I already took delivery of the equipment?

A. That’s fine because taking delivery of equipment doesn’t, in itself, constitute ownership. Actually paying for the equipment is considered ownership. And, depending upon the time that has passed since you paid for the equipment, you may still be able to lease it.

Q. What if I already purchased the equipment?

A. You can still lease equipment you’ve already paid for if it’s been less than 120 days since you purchased. This type of lease is called a "sale lease-back."

Q. Who actually pays for the equipment I’m financing?

A. We do. Your monthly and end-of-term payments are made to us. We are a direct lender so we personally fund and service your transaction.

Q. How soon is the equipment paid for?

A. Professional Solutions will work directly with your equipment vendor to expedite payment. This means you'll get your equipment quickly.