Business Owner FAQs

We want to help. Here are some answers to common questions.

If you have additional questions, please give us a call at 800-769-2000 or email submissions@ncmic.com.

Business Insurance

  • Yes, your general liability policy or business owners' insurance will provide coverage for your temporary rented space.

  • Yes. You still may be liable in a work-related injury for negligence and medical expenses. A workers' compensation policy will provide coverage for you and your business for both types of loss.

  • This provides coverage for your loss of income due to a covered claim while your business is being repaired. This coverage may also pay for any extra expenses related to the covered claim to continue business.


  • Yes. Professional Solutions is not affiliated with the equipment vendor you select. You negotiate the lowest price possible with your vendor and come to Professional Solutions for financing.

  • Absolutely. Rate is only part of your financing arrangement. You should be very careful about hidden fees and unfavorable terms in a contract. There are a number of provisions often found in financing contracts that increase your overall cost, including: required security deposits, down payments, prepayment penalties and end-of-term buyouts.

    Let us compare a lease or loan contract you're considering to ours before you sign. While we cannot provide legal advice, we would be happy to compare it to our contract and point out differences in terms and fees. Call Professional Solutions’ Lease/Loan Comparison Hotline at 800-915-3007.

  • You can quickly request financing via this short express application.

  • We'll pay your vendor immediately upon receipt of final documentation and your authorization to do so. We typically send payment to your vendor electronically to help speed things up so you can take delivery of your equipment sooner.

  • When you complete our express application, it gives us more information about you and what you may be looking for. From there, we can determine which financing option may best meet your needs.

    If you'd like to speak directly with a Professional Solutions financing professional, we encourage you to call 800-915-3007. Financing professionals are prepared to discuss your options and answer your questions. They are available Monday through Friday, 8 a.m. to 5 p.m., Central Time.

  • Simply call a Professional Solutions financing professional at 800-915-3007 to discuss options and a financing plan that may meet your needs.

  • No problem. With an equipment finance loan from Professional Solutions, you can pay off your equipment finance contract, without prepayment penalty, at any time provided you are not at default of your finance contract.

  • Professional Solutions pays the equipment vendor you selected upon your authorization to do so.

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