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Insurance & Financial Solutions for Business Owners

You’ve worked hard to build your business. We’ll work hard to help you protect it and keep it thriving.

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We Provide Solutions

Running a business comes with risks, but the right protection makes all the difference. We offer a Business Owner's Policy (BOP), general liability insurance, and financial solutions to help safeguard your business and support growth.

Experience You Can Rely On

Since 1946, our family of companies has helped small business owners protect what they’ve built. Our business insurance and financial services provide the security and experience you can trust.

The Personalized Service You Deserve

At Professional Solutions, you’re more than just a policyholder. We offer customized coverage and experienced claims support, helping to ensure you get the protection and service your business deserves.

Business Owner Insurance

Business owners have relied on our family of companies for outstanding insurance and superior service since 1946. We are proud to Hhelp protect your home and vehicle with personal insurance, as well as your assets and employees with business insurance. 

Financial Products and Services for Businesses

Running a business requires the right financial tools and protection. At Professional Solutions, we offer solutions to help you manage risk, support growth, and streamline operations. Whether you need equipment financing, credit card processing, or a business credit card, we provide the solutions to keep your business moving forward.

Need financing or payment solutions for your business? Contact us today to explore your options.

Our Legacy of Protection 2

Our Legacy of Protection

Since 1946, business owners have trusted our family of companies for reliable insurance coverage and superior service. Whether you need business liability insurance, workers’ compensation, or personal coverage for your home and vehicle, we’re here to help you find the right protection. Our relationships with the nation's top insurance carriers mean we can easily find you the right coverage at the right price.

Business Insurance

Safeguard your business, employees, and assets with customized business insurance solutions. Coverage options include:

Personal Insurance

You’ve worked hard to build your success. Help protect it with personal insurance options, including:

Industries We Serve

At Professional Solutions, we specialize in providing reliable insurance and financial solutions for key industries. Whether you're a healthcare professional, business owner, or need personal insurance, we offer trusted protection backed by decades of experience.

No matter your industry, Professional Solutions is committed to delivering trusted coverage and expert support to help you succeed. Get a quote today to find the right protection for your needs.

Business Owner FAQs

What type of business insurance do I need?

The right coverage depends on your industry, size, and risks. Many business owners benefit from a Business Owner's Policy (BOP), which combines general liability insurance, property coverage, and business interruption insurance into one convenient package. Additional coverage, such as workers’ compensation or cyber liability insurance, may also be necessary.

Does my business insurance policy cover property damage claims?

Yes, most business owner's policies (BOP) include property insurance to cover damage caused by fire, theft, vandalism, or natural disasters. However, coverage may vary, so reviewing your policy details and considering additional endorsements like flood insurance is essential.

How can business insurance help protect my employees?

Workers’ compensation insurance is essential for covering employee injuries or illnesses sustained on the job. It helps pay for medical expenses and lost wages while keeping your business compliant with state regulations. Additionally, employment practices liability insurance (EPLI) can protect against claims of wrongful termination, discrimination, or harassment.

Protect Your Practice Today

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Get comprehensive business insurance and financial solutions to safeguard your assets, employees, and future growth. Whether you're looking for business owner policies (BOP), liability coverage, or equipment financing, we’re here to help.

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Business insurance is offered through Professional Solutions Insurance Services, a licensed insurance agency. Insurance coverage is underwritten through many of the nation's leading insurance carriers. Iowa license #1001003700. California license #0F41762. In AL, CA, & TX: PSIS Insurance Services, Inc. In MI: Professional Solutions Insurance Agency, Inc. In NH & NY: PSIS Insurance Services.
Financial products are administered by Professional Solutions Financial Services, a registered trademark and division of NCMIC Finance Corporation. MilesAway is a registered trademark of NCMIC Finance Corporation.