Malpractice Insurance

Protect your practice, employees, assets and reputation in the event of a malpractice allegation.

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Program Highlights

Working with Professional Solutions

Consent to Settle 

The consent to settle clause directs the actions of the carrier in the event of a claim or suit. Professional Solutions' true consent to settle clause gives the choice to consent or not consent solely to you — the insured. There are no policy conditions which could penalize you should consent not be granted. 

Risk Management & Discounts 

Participate in Professional Solutions-approved risk management activities and you may qualify for premium discounts.

Cyber Liability & Regulatory Action coverage 

Starting at a $50,000 aggregate limit for 10 areas of coverage, including multimedia, network security and privacy, privacy regulatory defense and penalties, privacy breach/patient notification and credit monitoring expenses, network asset protection, cyber extortion, cyber terrorism, regulatory proceedings (wrongful billing), brand guard and PCI DSS assessment.

Extended Reporting Coverage (Tail Coverage)

After one year of coverage and 48 months prior acts with us, your physicians can receive tail coverage at no additional cost at retirement and for death/disability.

Government Proceedings Defense Costs

Paid up to $25,000 for state disciplinary proceedings and Quality Improvement Organization Sanction Proceedings.

Discounts Available

For remaining claims-free and/or participating in risk management programs, working part-time hours and for new graduates.

Solid Claims Defense

Solid Claims Defense

It's important to choose a carrier you can trust — one that understands the specific malpractice risks associated with physicians.

  • Incidents vs. Claims. No claim file is opened if you call with a question or situation you’re unsure of. We only open a claim file if a suit is filed or a patient makes a demand for payment. This means you receive sound guidance — and the opportunity to keep your claims-free status.
  • Claims Experts. Each member of our experienced claims team has years of experience handling healthcare malpractice claims. One individual will serve as your primary point of contact, working closely with you to respond to your needs quickly.
  • Best Defense Attorneys. Our defense attorneys and claims representatives ensure all available resources are used to defend our policyholders, from experienced counsel skilled in handling healthcare malpractice cases to the best expert witnesses.

Claims Services

Manage Your Policy and Make a Payment

Create an account to pay your premium online and do so much more.

Once you register for an account, you can:

  • Make a one-time payment
  • Schedule and manage automatic payments
  • Make policy updates
  • Print your Certificate of Insurance and payment summaries
  • Add authorized users to manage your account
  • Chat live with a customer service representative from 8 a.m. to 4:30 p.m. CST, Monday-Friday

ATTENTION: If you have made an online premium payment in the past without an account, you will now need to register for an account.

Log In to My Account     Create an Account

Getting Coverage in Place Isn't Difficult or Complicated

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