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Business Insurance

Insurance designed for your business needs. Coverage built to help protect what matters most.

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Business Insurance and Why It Matters

Running a business means managing both opportunities and risks. Business insurance helps protect what you've built — from property and equipment to employees and operations — so you can focus on growth. Whether you're a healthcare provider, retail owner, or small business operator, tailored insurance coverage reduces financial exposure and supports long-term success.


Types of Business Insurance We Offer

Business Owner's Policy (BOP)Property, general liability and business interruption insurance designed to help protect business owners.

Workers’ CompensationCovers you and your employees if they are injured while working.

General LiabilityProvides coverage if your business causes harm to a person and/or damage to property.

Directors & OfficersDesigned to provide liability coverage for directors or officers of your company.

Errors & Omissions (E&O) Provides coverage if a customer claims a financial loss because of advice or a service provided by your business.

Employment Practices Liability Insurance Coverage to protect your business if employees claim their legal rights have been violated.

Property InsuranceProtects the physical assets of your business, no matter if you own your building, lease space or work from home.

Data Breach Insurance Helps protect your business against losses related to stolen data or technology.

Flood InsuranceSeparate from your business insurance policy, flood insurance is designed to protect your business from a devastating loss caused by a flood.

Umbrella InsuranceAn extra layer of protection over and above your general liability, business auto liability or other liability coverage.

BondsGuarantees that your business will deliver on a designated project.


Business Insurance Coverage Features & Benefits

Every business faces unique risks. That’s why the insurance solutions we offer are built with flexible features that help protect your people, property, and operations — so you can stay focused on running your business.

  • Customizable Policies: Choose coverage limits and add-ons tailored to your business structure and industry.
  • Financial Stability: Business interruption insurance helps cover lost income after an unexpected closure.
  • Risk Mitigation Tools: Access resources and tools to prevent claims before they happen.
  • Regulatory Compliance: Helps ensure you meet local/state legal requirements, especially for employee protection.
  • Fast Claims Support: Responsive service from professionals who understand your business.

Trusted by Professionals Like You

Professional Solutions has years of experience supporting business owners across industries, from medical and dental practices to independent retailers and service providers. Our team understands your unique challenges and works with you to create insurance solutions that match your risk profile — without overcomplicating the process. We make it simple to secure reliable, cost-effective protection.

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Business Loans FAQs

Can I bundle different types of insurance into one policy?

Yes. Many business owners choose to simplify coverage with a Business Owner's Policy (BOP), which bundles general liability and property insurance. Additional coverages can be added based on your specific risks and operations.

How much business insurance coverage do I need?

The right coverage amount depends on your industry, business size, assets, and risk exposure. Our team can help you assess these factors and recommend policy limits that align with your goals and regulatory requirements.

What risks does business insurance help protect against?

Business insurance helps protect against property damage, theft, lawsuits, employee injuries, cyber threats, and unexpected closures. It’s designed to reduce financial disruption so you can keep your business running smoothly.

Can I update my policy as my business grows?

Yes. Your insurance should evolve with your business. Whether you’re expanding to a new location, hiring more staff, or investing in new equipment, we’ll help you adjust your coverage accordingly.

Protect What You’ve Built. Let’s Get Started.

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Business insurance is offered through Professional Solutions Insurance Services, a licensed insurance agency. Insurance coverage is underwritten through many of the nation's leading insurance carriers. Iowa license #1001003700. California license #0F41762. In AL, CA, & TX: PSIS Insurance Services, Inc. In MI: Professional Solutions Insurance Agency, Inc. In NH & NY: PSIS Insurance Services.