Business Owners: Workers’ Comp Protects You, Too
Most states require businesses to have workers’ compensation insurance, with good reason: Workers’ compensation helps protect everyone involved.
Employees: Staff members are covered if they are injured on the job — that means on workplace premises, visiting another location for work, or in an auto accident while on official work business. (Driving to and from work does not qualify.)
Employer: You’re protected from lawsuits resulting from workplace accidents.