Our new Policy Portal is now live! If you don't already have an invitation to link your policy, you will need your client number in order to link the policy. Please send an email to submissions@profsolutions.com to request your client number. Please visit our FAQ for more information and how-to videos.

Notice to policyholders in the Southeast recently affected by Hurricane/Tropical Storm Helene. 

hero

Workers’ Compensation

On-the-job injuries and accidents happen. Make sure you’re prepared.

Get a Quote

Workers’ Comp Protects You, Too

Most states require businesses to have workers’ compensation insurance, with good reason: Workers’ compensation helps protect everyone involved. 

Employees: Staff members are covered if they are injured on the job — that means on workplace premises, visiting another location for work, or in an auto accident while on official work business. (Driving to and from work does not qualify.)

Employer: You’re protected from lawsuits resulting from workplace accidents.

typical coverage

Typical Coverage

Plans vary between states, but workers’ comp insurance typically covers:

  • Medical treatment for injured employees (i.e. broken arm)
  • Occupational hazards such as disease exposure (i.e. emphysema)
  • Employers liability (damages to a 3rd party where employer is liable for an injury)
  • Temporary disability (up to 2/3 of average weekly wage)
  • Permanent impairment (i.e. loss of finger)
  • Total disability (usually paid in a lump sum)
  • Death benefit (paid to survivor dependents)

State Requirements 

Most states require businesses to carry workers' compensation insurance to cover work-related injuries or illnesses. Even if yours doesn’t, protecting yourself and your business is a sound decision.

Customized Business Insurance Coverage Designed for Dentists

Get a Quote