The Value of a Business Owner’s Policy
Smart, simplified protection for your business. A Business Owner’s Policy combines a number of critical types of business insurance: property insurance, general liability insurance and business interruption insurance. This covers the building if you own it, as well as your property and business assets if someone is injured at your business. Should you have to close your business because of a covered loss, this insurance may also help replace lost income and the costs of operating at a temporary location.
Combining these policies into one simplifies your coverage and often results in cost savings. It’s a smart way to secure foundational protection while minimizing administrative hassle.
When to Get a Business Owner’s Policy
If you own or lease space, rely on specialized equipment, or work with clients or patients onsite, a BOP could be the right fit. It’s especially useful for healthcare practices, independent retailers, and other small to mid-sized businesses that want to streamline their insurance without cutting corners.
Even if you’re just starting out, a BOP can help provide coverage against unexpected property damage or liability claims. And as your business grows, coverage can be adjusted to match your evolving needs.
When to Get a Business Owner’s Policy
If you own or lease space, rely on specialized equipment, or work with clients or patients onsite, a BOP could be the right fit. It’s especially useful for healthcare practices, independent retailers, and other small to mid-sized businesses that want to streamline their insurance without cutting corners.
Even if you’re just starting out, a BOP can help provide coverage against unexpected property damage or liability claims. And as your business grows, coverage can be adjusted to match your evolving needs.
Add-On Coverages to Consider
Every business is different, which is why we offer customizable options that expand your protection. Depending on your industry, you may want to add:
We can help you decide which add-ons make sense for your operations and risk profile.
Partnering with Professional Solutions
We have decades of experience helping business owners navigate complex insurance decisions. We don’t believe in one-size-fits-all policies. Our team works closely with you to tailor a Business Owner’s Policy that fits the way you work.
Business Owner’s Policy FAQs
What does a BOP typically cover?
It usually includes General Liability Insurance, Business Income Insurance, and Property Insurance. Multiple coverage options are combined into one affordable package to help keep business operations running smoothly when the unexpected happens.
Can I add other coverages to my BOP?
Yes. You can customize your policy with add-ons like Data Breach Insurance to fit your specific business needs and help provide coverage for the digital age.
How much does a BOP cost?
Costs vary depending on your business size, location, and industry. The team at Professional Solutions can help you find the best value for your coverage needs.
Explore FAQs
Safeguard the Future of Your Business
At Professional Solutions, our approach is simple: We focus on delivering tailored coverage that fits your specific risks without adding unnecessary complexity. Whether you’re protecting a dental practice, a retail storefront, or a wellness clinic, we help you customize a Business Owner’s Policy that works now and adapts as your needs evolve.
When you choose Professional Solutions, you’re choosing an ally committed to responsive service, informed guidance, and long-term peace of mind.