North Carolina Policyholders: Notice to policyholders recently affected by severe weather. 

Flood Insurance

Flood Insurance

Even a little bit of water can cause a lot of damage.

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Coverage to Help Build a Comprehensive Insurance Program

To protect your home from flood damage, you’ll likely need an additional policy — standard homeowners and renters insurance does not typically cover flood damage. Flood insurance includes:

Dwelling Coverage

Dwelling coverage includes things like the structure itself, as well as plumbing, electrical, HVAC, kitchen appliances and built-in furniture. 

Personal Property

This covers the cash value of other items damaged during flooding, like clothing, electronics, and home décor. 

A 30-day waiting period is required on most flood insurance applications. No waiting period applies if closing on a new loan for property.

Personal Coverage that Fit Your Needs

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